Spring 2016 eNewsletter

0

eNewsletter, community bank, information, quarterly, spring 2016ID Theft, protection, Deluxe, Provent,In 2014, over 25% of U.S. consumers were notified that their personally identifiable information had been compromised in a data breach – over 2.5 times more than in 2013.1 That’s why we’ve teamed up with Deluxe to offer Provent ID Protect Plus.  Membership for this program is $4.95 per month and includes great services such as;

-Monitoring to scan the Internet’s black market chat rooms for your personal and credit information.

-An online vault to store sensitive information with top level data security, with 24/7 online customer access.

-A certified Resolution Specialist to manage your fraud or identity theft case.

-Daily credit monitoring and alerts to notify you of activities associated with your credit file.

No one wants to be the victim of identity theft, so why not protect yourself with the help of your trusted financial partner.  Enrollment is easy, so come in and talk to us today! 

Click here to learn more!

 

The Mercantile Bank Leadership Camps featuring Kirk Cousins took place in April. Students from Grand Rapids and Lansing Schools were invited to spend a day learning about self-awareness, communication, and teamwork with pro quarterback, Kirk Cousins. It was an impactful day for students and volunteers alike. We have an incredible group of young leaders here in our communities! Thank you to everyone involved in making these powerful events possible!

 Loans, Mortgage, Cars, RV, Boat, House, Construction

Mercantile Bank is excited to offer some great mortgage, construction and consumer loan specials! 

Construction Loans- are you thinking about building that dream home?  Ask about our convenient one-time close construction to completion loan.  This great loan option provides you with a 16 year loan, with a one year construction and a 15 year repayment period.

First Time Homebuyers*- we offer a wide range of options for those looking to purchase their first home!  For a limited time, we have special rate options, access to up to $10,000 in down payment assistance, and we’re waiving the origination fees (up to $545 value.)

1.99% Consumer Loans (2.66% APR)** It’s back by popular demand! If you’re in the market for that new boat, truck or RV, let us show you how affordable it can be.        

Stop in and talk to our friendly, knowledgeable loan officers and find out how we can help you find the loan option that best fits your needs.

 

*Please consult a Loan Officer for complete details. All loans subject to credit and collateral approval. Waived origination fee available through October 1, 2017. All loan products and programs are subject to additional terms and conditions. Down payment assistance available through the Homeownership Opportunities Program for households at or below 80% of area median income. To be considered a first time home buyer the purchaser and purchaser’s spouse may not have owned a primary residence 3 years prior to purchase. Home buyer must contribute a minimum of $1000 toward the purchase and complete pre-purchase counseling; grant is repayable if the home is sold or refinanced within five years. Funding based on availability. Other restrictions may apply for down payment funds.

**Annual percentage rate (APR) is based on a $10,000 loan with 47 payments of $219.83 and 1 payment of $220.33, includes $135 processing fee. Loans subject to credit approval. All loan terms and conditions apply. 48 month maximum term. Automatic payment from checking account is required. Rate only applies to personal secured loans with maximum collateral age of 10 years and does not apply to real estate secured loans. Minimum credit score of 690 for advertised rate; APR may be higher based on credit qualifications. Offer valid on new loans and does not apply to refinancing of existing Mercantile Bank loans. Offer cannot be combined with any other loan discounts or offers. Limited time offer available as of 05/16/16, subject to change without notice. Contact a Mercantile lender for complete details.

Shredding, recycle, free, service,

The safety and security of your important documents is important to you, and so it’s important to us.  That’s why we’ve brought back our annual free Shred Day events!  Bring us your unneeded, sensitive documents to take advantage of this free service.  Check our website to find a location close to you.  It’s just one more way, we’re here to help you! 

Click here to find dates and locations near you!

-1 Javelin Strategy & Research, 2015 Identity Protection Services Scorecard- Direct-To-Consumer Market, April 2015                                                                                                                                                                     

Leave a Comment