Exciting news! We are upgrading our online and mobile banking experience!  Improved with you in mind, this new design will make it faster and easier to use than ever before.  With enhanced security, new features and expanded functionality, it will offer convenient access to your banking information whenever and wherever you need it.  This upgrade will occur on September 14, 2016.  We encourage you to visit our Readiness page:  https://www.mercbank.com/upgrade/  to find out more details. 

 

At Mercantile Bank, you’ll find a home mortgage experience unlike any other.  We provide personalized service that goes far beyond appraisals, escrows, and finance rates.  We’re with you step by step through the entire mortgage process to make sure that you get the home financing program that meets your needs and lifestyle.  Visit our newly designed website to find out all the ways our team can help you.  Whether it’s a new purchase, or refinancing your existing home, discover why we’re the premier choice for all sorts of home loans.  *All loans subject to credit and collateral approval.

https://www.mercbank.com/mortgage/index.asp

 

An essential part of our cornerstone values is to strengthen the communities we serve throughout Michigan.   We accomplish this in many ways including our commitment to revitalizing our neighborhoods as well as creating and promoting economic prosperity by investing in industry, agriculture and real estate.  We also have a relentless drive to help provide affordable housing, supporting housing for low and moderate income families, persons with developmental disabilities and the homeless.

Our most significant impact goes beyond financial investments.  Our hands-on approach to community engagement has helped to support the people in our communities in countless ways.  Over the past year, Mercantile Bank employees have volunteered a total of 30,140 hours.  That’s an average of 62.53 hours per employee.  We’re proud of the efforts of our team throughout the communities we serve. 

 Watch our Community Impact Report video to learn more about all the ways we’re impacting our communities.

 

 

Mercantile Bank´s Giving Together program is another way for us to give back to the communities we serve. Non-Profit organizations are able to apply to be considered for a chance to receive a donation decided by the public during a weeklong voting period at www.mercantilegivingtogether.com or at our Facebook page at https://www.facebook.com/mercbank

Congratulations to the most recent winners of our Giving Together Program! 

First Place: The Geek Group National Science Center

Second Place: West Michigan Veterans Assistance Program

Third Place: Foster Closet of Michigan-Isabella County Branch

Thank you to all of our finalists for the meaningful work that you do in our communities.  It’s our pleasure to help you in your mission. 

We are currently accepting applications through September 26th for Health & Human Service related organizations. To find out more about our Giving Together Program and to apply, visit us at: www.mercantilegivingtogether.com                                                                                                                                           

 

eNewsletter, community bank, information, quarterly, spring 2016ID Theft, protection, Deluxe, Provent,In 2014, over 25% of U.S. consumers were notified that their personally identifiable information had been compromised in a data breach – over 2.5 times more than in 2013.1 That’s why we’ve teamed up with Deluxe to offer Provent ID Protect Plus.  Membership for this program is $4.95 per month and includes great services such as;

-Monitoring to scan the Internet’s black market chat rooms for your personal and credit information.

-An online vault to store sensitive information with top level data security, with 24/7 online customer access.

-A certified Resolution Specialist to manage your fraud or identity theft case.

-Daily credit monitoring and alerts to notify you of activities associated with your credit file.

No one wants to be the victim of identity theft, so why not protect yourself with the help of your trusted financial partner.  Enrollment is easy, so come in and talk to us today! 

Click here to learn more!

 

The Mercantile Bank Leadership Camps featuring Kirk Cousins took place in April. Students from Grand Rapids and Lansing Schools were invited to spend a day learning about self-awareness, communication, and teamwork with pro quarterback, Kirk Cousins. It was an impactful day for students and volunteers alike. We have an incredible group of young leaders here in our communities! Thank you to everyone involved in making these powerful events possible!

 Loans, Mortgage, Cars, RV, Boat, House, Construction

Mercantile Bank is excited to offer some great mortgage, construction and consumer loan specials! 

Construction Loans- are you thinking about building that dream home?  Ask about our convenient one-time close construction to completion loan.  This great loan option provides you with a 16 year loan, with a one year construction and a 15 year repayment period.

First Time Homebuyers*- we offer a wide range of options for those looking to purchase their first home!  For a limited time, we have special rate options, access to up to $10,000 in down payment assistance, and we’re waiving the origination fees (up to $545 value.)

1.99% Consumer Loans (2.66% APR)** It’s back by popular demand! If you’re in the market for that new boat, truck or RV, let us show you how affordable it can be.        

Stop in and talk to our friendly, knowledgeable loan officers and find out how we can help you find the loan option that best fits your needs.

 

*Please consult a Loan Officer for complete details. All loans subject to credit and collateral approval. Waived origination fee available through October 1, 2017. All loan products and programs are subject to additional terms and conditions. Down payment assistance available through the Homeownership Opportunities Program for households at or below 80% of area median income. To be considered a first time home buyer the purchaser and purchaser’s spouse may not have owned a primary residence 3 years prior to purchase. Home buyer must contribute a minimum of $1000 toward the purchase and complete pre-purchase counseling; grant is repayable if the home is sold or refinanced within five years. Funding based on availability. Other restrictions may apply for down payment funds.

**Annual percentage rate (APR) is based on a $10,000 loan with 47 payments of $219.83 and 1 payment of $220.33, includes $135 processing fee. Loans subject to credit approval. All loan terms and conditions apply. 48 month maximum term. Automatic payment from checking account is required. Rate only applies to personal secured loans with maximum collateral age of 10 years and does not apply to real estate secured loans. Minimum credit score of 690 for advertised rate; APR may be higher based on credit qualifications. Offer valid on new loans and does not apply to refinancing of existing Mercantile Bank loans. Offer cannot be combined with any other loan discounts or offers. Limited time offer available as of 05/16/16, subject to change without notice. Contact a Mercantile lender for complete details.

Shredding, recycle, free, service,

The safety and security of your important documents is important to you, and so it’s important to us.  That’s why we’ve brought back our annual free Shred Day events!  Bring us your unneeded, sensitive documents to take advantage of this free service.  Check our website to find a location close to you.  It’s just one more way, we’re here to help you! 

Click here to find dates and locations near you!

-1 Javelin Strategy & Research, 2015 Identity Protection Services Scorecard- Direct-To-Consumer Market, April 2015                                                                                                                                                                     

community bank michigan news kirk cousinsWashington Redskins Quarterback MSU Football NFL Kirk CousinsWe’re proud to be partnering with pro Quarterback Kirk Cousins and wish him success this season.  Our new commercial starring Kirk is making quite an impression and has even been featured by Sports Illustrated!

nonprofit contest to win money

Giving Together Contest WinnerMercantile Bank´s Giving Together Facebook program is a way for us to give back to the communities we serve. Each quarter we give away $5,000 to one Nonprofit organization. To be considered for the program, Nonprofit organizations must complete a Grant Application. Ten organizations will be selected by Mercantile Bank from the submissions each quarter to compete for the public vote on our Facebook page.  The organization that receives the most votes during the week long voting period will receive a $5,000 donation.  Visit http://www.mercantilegivingtogether.com for more info.

Congratulations to our recent recipient of the Giving Together Grant; Roscommon Area District Library! 

 

EMV credit card debit card smart card community bank

We take your security seriously and will soon be offering an easy and new way to help you protect yourself from fraud.  Chip card; also called EMV cards contain an embedded microchip which produces a unique code that cannot be used again; adding an additional layer of fraud protection when making purchases.  Mercantile Bank debit and credit card holders whose current cards expire soon will begin seeing their new cards beginning in October 2015.                    

For more information regarding the new Chip cards you can visit:

mercbank.com

gochipsanddips.com

emv-connection.com   

Facebook twitter youtube

Want to stay up to date on events happening in your community?  Follow us on social media to get the latest stories, photos and more!

                   Community Bank on Twitter - Mercantile Bank     bank commercial and more community bank videos

Be sure to check us out at the Boys and Girls Club of Grand Rapids during the Bankers vs. Bankers Basketball game, where we’ll put our skills to the test as we play Macatawa Bank in this fun charity event!

Community education participation

 We know that by sharing our financial expertise we can help children, families and businesses achieve their goals.  We have partnered with schools to teach young children the importance of saving money and teenagers the basics of personal finance.  We also work with nonprofit organizations to provide financial education classes to help families learn to make good financial decisions and to work through financial problems.  We also help entrepreneurs and small business owners strengthen their businesses by reviewing business plans and sharing our knowledge.

Do you have questions?

Do you have questions that we can answer or is there a topic you’d like us to cover in an upcoming issue?  Send us an email and let us know!  Email us at: marketing@mercbank.com

 

Mercantile Bank of Michigan Community Banking
We recently held the first Mercantile Bank Leadership camp featuring MSU and NFL quarterback Kirk Cousins.  These events were held in both Grand Rapids and Lansing where we were able to offer this amazing experience to local high school students.  Not only were they able to meet and talk with Kirk, but they also interacted with local community leaders, and professionals from all walks of life to share stories and gain leadership skills that will enable their future success.

 Each year Mercantile Bank hires some of the most talented local  students as interns in a variety of capacities and locations throughout the Bank.  We are very excited to have this great group of young  professionals working in area’s such as; Commercial Loans, Human Resources, Mortgage Department, and Accounting. We are pleased to provide these opportunities to all of these bright, ambitious young people and look forward to delivering an educational and meaningful experience for everyone.

 

Have you been dreaming about fun this summer on a new boat?  How about riding the trails on your own ATV? Or maybe it’s time to start looking for a new house?  We’ve got just the thing to make those dreams a reality!  With our dream loan rates you could get that new toy or move into that new house sooner than you think.  Call or stop by your local office today or visit http://www.mercbank.com for details on this limited time offer.

 Simplify your life by saving time, and reducing clutter by signing up for eStatements. They’re free and available on your checking, savings and loan accounts.  You can print and save your statements anytime, and with our enhanced security features, you can avoid having      sensitive financial information sent through standard mail.  They’re also environmentally friendly!  Click here to use our conservation  calculator to find out how much you can help the environment with simple steps like reducing your paper statements.   There are so many reasons to sign up for eStatements, and it’s simple and easy to get started.  Just visit our website for more information.

 

We are pleased to announce that Mercantile debit cards can now be added to Apple Pay!

Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. You can use your iPhone, Apple Watch, or iPad to pay in a simple, secure, and private way.  With Apple Pay you can use your iPhone 6 or Apple Watch to pay in hundreds of thousands of stores accepting contactless payments. You can also make purchases within participating apps on iPhone 6, iPad Air 2, and iPad mini 3.

For more information visit: https://www.apple.com/apple-pay/

 

 

 

 

 

 

 

 

 

 

 

 

Article Written By:  Monica Kreiger| Marketing Team Leader | Mercantile Bank of Michigan

We are now mid-way through the 2nd year of our Giving Together Facebook Program and we have some exciting updates! This program has been a great way for us to give back to the communities we serve in an engaging way. Each quarter, non-profit organizations are able to submit a short application to be considered to compete for public votes via our Facebook page. At the end of a weeklong voting period, the organization with the most votes receives a $5,000 donation.  Not a bad way to end a week!

Since we started the program in January 2013, there have been over 16,000 votes cast and we have had six $5,000 recipients including 3 Mile Project, Restorers Inc., Arts in Motion, Family Futures, Conductive Learning Center, and our most recent recipient, The Geek Group. Each organization is unique and it has been such a treat visiting these groups and learning about what they do and the impact that they have on others.

Due to our recent expansion, as of July 2014, the program is opening up to include a much larger portion of Michigan. We are excited to be able to open up the program to reach a wider audience and to learn about organizations across the state making a difference in their communities. Applications are now being accepted through July 31 for third quarter. The organizations selected will be announced on our Facebook page on August 29 and voting will start on September 15.

For full details on the program, including application dates, voting periods, a list of Michigan counties included and full program rules, you can visit www.MercantileGivingTogether.com. Stay tuned to our Facebook page for updates!

 

Article Written By:  Zach Roth | Creative Media Specialist | Mercantile Bank of Michigan

In order to provide our customers with information about the merger of Mercantile Bank Corporation and Firstbank Corporation, we’ve launched a website specific to communicating merger details.  The micro-site will serve as the primary resource for all merger updates and information.  Customers will be able to take note of key dates, learn about new features that will become available to them, and find answers to any questions that they may have.  Additionally, videos are available of Mike Price (Mercantile Bank Chairman and CEO) and Tom Sullivan (Firstbank President and CEO) discussing how the merger came about and how it will benefit customers of Mercantile, Firstbank and Keystone.

 

Click HERE to visit the merger website.

 

 

 

 

 

 

 

 

 

 

 

Article Written By: Michael Price | Chairman and CEO | Mercantile Bank of Michigan

We are pleased to announce the merger of Mercantile Bank Corporation and Firstbank Corporation.  The new organization will be the third largest Michigan-based bank holding company, with 53 branches state-wide and nearly $3 billion in total assets.

We believe this merger will strengthen our competitive position throughout the region, helping us to better serve our customers by enhancing the customer experience and expanding the breadth of our product portfolio.  Both banking organizations share similar corporate cultures which emphasize providing excellent customer service and building strong client relationships.

Our expanded footprint means more convenience for our customers, as these complementary businesses have essentially no market overlap.  No branch closures are anticipated as part of this merger and we expect that our branch employees will remain intact.

Both banking organizations have solid, knowledgeable management teams that are fully committed to the combined new company.  We anticipate receiving all shareholder and regulatory approvals for this merger this fall, and completing the merger process by the end of this year.

From an executive management perspective, Tom Sullivan, the current President and CEO of Firstbank, will serve as Chairman of the combined organization for one year.  I will serve as President and CEO.  I enjoyed working with Tom to bring this merger together, and I am happy to continue to work with him as we finalize the merger process.

Additionally, we are taking measures, including the creation of merger integration teams, to ensure that all our customers have a very positive experience throughout the transition.  We will continue to disseminate information about the merger in the days and weeks ahead.  I want to reiterate that we believe that this merger-of-equals is a terrific opportunity to provide our customers with unmatched resources and services built on a tradition of excellence.

 

 

 

 

Article Written By:  Andrea Whitney| Senior Accounting Specialist| Mercantile Bank of Michigan

A century ago, a small group of physicians and lay people in New York City came together to launch a fight against cancer — a disease that, at the time, almost always ended in death. That grass roots effort eventually became the American Cancer Society, which officially marks its 100th birthday this year. Thanks to the many efforts of those people and countless others since 1913, there have been tremendous advances in research, advocacy, education and support.

Despite these accomplishments, there is much more work to be done before we have a world without cancer. Enter the American Cancer Society’s Relay for Life- their signature and largest fundraiser. It is an organized, overnight community walk where teams of people camp out around a track. Members of each team take turns walking around to signify a unified effort. It’s an opportunity to Celebrate the lives of those who have battled cancer, Remember those lost and Fight Back against a disease that has taken too much!

In 2002, a group of Mercantile Bank employees decided to coordinate a team to be involved in the Ada Michigan event. My beloved Grandma LaVonne had recently been diagnosed with cancer after just 2 months prior a mammogram came up negative. I was angry and so jumped at the opportunity to be involved. I have been participating in these events around various communities ever since. I have even chaired an event for 5 years and have learned so much from other volunteers and their amazing stories. Relay for Life has given me the opportunity to turn my anger and sadness into positive energy and help others to fight back!

The Mercantile Bank team has had amazingly strong support from Executive management and employees every year since the first event in 2002. We have had teams at the Wyoming, Holland, Sparta, and East Lansing events-raising over $400,000 over the past 11 years! This year the committee has decided to start a team at the Downtown Grand Rapids event, taking place at Ah-Nab-Awan Park on June 14 @1pm – June 15@1pm. We have already raised over $22,000 and expect that to grow within the next week!

As employees of Mercantile Bank, we will continue to raise money in an effort to eradicate cancer! We urge others to get involved in any way they can and make a world with more birthdays!

Article Written By:  Monica Kreiger| Marketing Team Leader | Mercantile Bank of Michigan

Sustainability. We’ve all heard this buzz word but what does it really mean to businesses in West Michigan? That was the topic at Mercantile’s recent luncheon on a beautiful spring afternoon at Frederik Meijer Gardens & Sculpture Park. Special guest speaker Norman Christopher, Executive Director of Sustainability at Grand Valley State University and author of Sustainability Demystified spoke on the topic and led a panel discussion of local government and business leaders including  Mayor George Heartwell, Kurt Hassberger of Rockford Construction and Kerri Miller of Fishbeck, Thompson, Carr & Huber Inc.

Sustainability best practices such as assessment and planning, clean technologies, Green/LEED building and waste minimization were some of the ideas presented as ways for businesses to gain a competitive advantage and improve financial performance in today’s changing markets. Sustainability plays an important role in the growth of business in West Michigan and Grand Rapids has embraced it. Grand Rapids has been recognized by the United Nations as a “Regional Center of Expertise in Education for Sustainable Development” and in 2010 the US Chamber of Commerce gave our city the “Nation’s Most Sustainable City” award.

Thank you to Mr. Christopher and our distinguished panel for an afternoon of engaging and thought provoking conversation.

The Merc Mob

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January 24, 2013 // Community, Culture, Events

Article Written By: David Tilley | Creative Media Specialist | Mercantile Bank of Michigan

Early last year we were looking at unique ways we could give back to our local community. We knew that we wanted to 1) be able to have participants be directly involved, 2) support businesses that make an impact on our local economy, and 3) make it fun.

The Merc Mob was born.

Merc Mob -  A social flash mob of Mercantile employees who volunteer to spend their lunch at the designated restaurant.  We ask others to join us though Facebook/Twitter. We do this to support local businesses, start conversations, and generate buzz for the local community.

We pick the time and the restaurant, then invite people to join us in mobbing their space, eating their food, and giving them exposure. Everyone eats lunch, so by coordinating a large group of people to do it at all at one space, we have the ability to make a cool impact. The restaurants have been excited because they get customers in who are excited to buy their food, and they can see featured photos of the event posted on our Facebook and Twitter accounts (on occasion videos too). We’ve been doing Merc Mobs monthly for close to a year now and are excited about the enthusiasm it’s received from the community.

Join us tomorrow, the 25th, as we mob Rockwell‘s (45 S. Division Ave, GR) at 11:30am. Also be sure to watch our Facebook for future mobs. Gather your friends, grab a fork, and dig into supporting local businesses!